Merchant Archive
Thread: Merchant discounts on bank tips
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Asteroids
Tue Feb 24, 2004 2:13 am
#1
Great idea. /agree.
I mean as Merchants the banks would give us preferential rates.
Puck_Starfire
Tue Feb 24, 2004 8:08 am
#2
Personally I don't think there should be ANY charges from banks. I mean, if we don't collect interest for the money in the bank, why should we have to pay bank fees? If you're gonna make it realistic, make it realistic all around.
Nahualli
Tue Feb 24, 2004 10:13 am
#3
Puck_Starfire wrote:
Personally I don't think there should be ANY charges from banks. I mean, if we don't collect interest for the money in the bank, why should we have to pay bank fees? If you're gonna make it realistic, make it realistic all around.
Amen to that.
-Nah-
Asteroids
Tue Feb 24, 2004 11:01 am
#4
True. I'd like a loan facility and a credit card then, and I may as well go overdrawn if we are going to be realistic.
BoberFett
Tue Feb 24, 2004 11:19 am
#5
There should definitely be a player loan system built into the game. It would be simple to set up a simple contract system wherethere's a loan amount, daily percentage rate, and payoff date. The borrower can deposit money toward the loan at the bank, and they don't pay it off before the payoff date, a player bounty can be put on their head by the lender. This could be make for some fun, I think, and it's consensual PvP. If you don't want to get hunted, don't take out and then fail to pay back loans. I knowI'd have fun being a loan shark. 
Asteroids
Tue Feb 24, 2004 11:53 am
#6
/nod, that would be awesome, great idea. Rich folk could get richer (isn't that always the case?) by creating in essence a bank. As you say, lending out credits at a %interest of your own choice. Pity we can't tie in loans to property since houses are almost worthless. What fun we could have repossessing someones property lol.
Possiblilities are endless, we could roleplay loan sharks, and hire other pvp players to act as collectors or to 'rough' you up if you don't pay on time.
BoberFett
Tue Feb 24, 2004 1:27 pm
#7
As merchants, I think we should get discounts on bank tips, perhaps through the efficiency tree.
Non-merchants - Standard 5%
Eff 1 - 4%
Eff 2 - 3%
Eff 3 - 2%
Eff 4 - 1%
Master Merchant - Free
Being the galactic wheelers and dealers, we should have the contacts to wire money more easily than other folks.
BoberFett
Tue Feb 24, 2004 5:05 pm
#8
Faellyn wrote:
Now that corpse runs have been taken out of the game, and replaced by item decay, there's really no reason whatsoever to keep credits stored in the bank. I carry all 30 million on me. So I have to play dissenter here and disagree with ya, luv.
I'd be in full support of losing any money on your personwhen you cloned. Don't want to lose it? Keep it in the bank. Bank tip would be used far more often then, removing more money from the economy than it currently does.
Faellyn
Wed Feb 25, 2004 1:06 am
#9
Now that corpse runs have been taken out of the game, and replaced by item decay, there's really no reason whatsoever to keep credits stored in the bank. I carry all 30 million on me. So I have to play dissenter here and disagree with ya, luv.
Xieflow
Wed Feb 25, 2004 1:23 am
#10
Personally I don't think there should be ANY charges from banks. I mean, if we don't collect interest for the money in the bank, why should we have to pay bank fees? If you're gonna make it realistic, make it realistic all around.
Money sinks. There simply aren't enough in the game. And bank-tipping was probably the biggest money sink. (I believe according to the main page, it was bigger than maintenance, and shuttle fees).
With the way it is right now, the economy just keeps growing... and growing... and growing... more and more cash gets put into it, and not much is taken out. All this means is inflation. However, it screws the little guys (new players with little cash) 'cause they are stuck starting out on missions, ranging from 100 - 600 credits a pop.
Money sinks. There simply aren't enough in the game. And bank-tipping was probably the biggest money sink. (I believe according to the main page, it was bigger than maintenance, and shuttle fees).
With the way it is right now, the economy just keeps growing... and growing... and growing... more and more cash gets put into it, and not much is taken out. All this means is inflation. However, it screws the little guys (new players with little cash) 'cause they are stuck starting out on missions, ranging from 100 - 600 credits a pop.
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