Doctor Archive
Thread: Medical Insurance
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Kieneci
Tue May 18, 2004 10:49 am
#1
I was replying to another post and had a thought (watch out, my head may be hot still!):
What if someone started a company that would pay a certain amountfor a patient's healing and/or buffs? Of course the patient would have to pay a certain amount and then tell someone in the insurance company that he got healed and/or buffed.
The only cons are:
- The patient may not get enough healing to merithelp from the insurance company.
- The patient may not tell the insurance company that he got healed/buff'd, thus the medic/doctor would not get paid fully.
The pros are:
- Heals and buffs could get a constant price.
- Players would only pay a nominal price per heal/buff, and insurance company would pay the rest.
- Medics/doctors wouldn't have to worry about not getting paid for heals/buffs.
There are a few things that would need to be decided:
- How much will the Insurance Co. pay?
- How much would it cost the player to have insurance?
What do you guys think?
I'm also going to post a link to this in the Doctor Forum.
Kieneci
Tue May 18, 2004 10:51 am
#2
I posted this in the Medic profession forum. Please read and tell what you think:
http://forums.station.sony.com/swg/board/message?board.id=medic&message.id=11133
Obata
Tue May 18, 2004 11:10 am
#3
There is one crucial ingredient missing. Insurance companies make money from the interest made by investing the money from premiums. There is no way to do this in SWG, so how would the company afford to pay the docs? The only way the company can make up the difference if someone costs more in fees to docs than their premium brings in would be for other players to pay the premium and never use the benefits, I doubt that would happen. Also, what keeps a dishonest player with an alt doc account from claiming he was healed/buffed just to get the money? I'm not saying it's a bad idea. I just don't think the game has all the mechanics that would be required to make it work.
MasterNerfSlayer
Wed May 19, 2004 6:30 am
#5
hmm I can see the post. It's certainly not gone, and nor has it been rated.
CaptainStormy
Thu May 20, 2004 12:40 am
#6
its a very overcomplicated thing to fix something that isnt broken. if you dont get paid dont heal them. easy as that, prepaid. I charge set rates for all my services, all must be prepaided. much simplier and each doc sets his own price.
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